CAP mortgage

The CAP mortgage offers the advantages of the variable mortgage with regard to reductions in interest rates and provides an interest ceiling (CAP upper rate limit) as protection against excessive interest rates.

The interest rate is fixed for each client individually. It depends on creditworthiness and product utilisation, as well as the quality of the cover.

Please contact your client adviser for information on interest rates.

Your advantages:

Lower costs in the event of reductions in interest rates
Protection against excessive interest rates

Features:

Lending			only possible with a 1st mortgage
Minimum amount in CHF			200'000.--
Term			3 or 5 years
Termination			premature termination only with early repayment penalty
Pegging of interest rate			none
Risk of change in interest			yes, limited
Amortisation			none normally
Interest and amortisation charged			quarterly on 31.1./30.4./30.7./31.10.

Other mortgage models available from BEKB | BCBE:

Variable rate mortgage
Fixed rate mortgage

Your BEKB | BCBE client adviser looks forward to assisting you in your projects from the financial aspect. Our aim is to find, together with you, an economic financing strategy based on partnership.

Customer service

	Service / Contact
	Emergency

Working capital financing

	Working capital loan
	Secured loan
	Letters of Credit
	Bonds/guarantees

Investment financing

	Investment loan/Leasing
	Building loan
	Mortgages